Student Loan Forgiveness/repayment Programs | Federal Student Aid - United States Department Of Education
Not Applicable.
Eligibility
Varies by forgiveness program. Public Service Loan Forgiveness requires a minimum of 10 years (and 120 payments) of qualifying full-time employment. Teacher Loan Forgiveness requires five (5) full-time, consecutive years working in a low-income school. Income-driven payment forgiveness is generally 20-25 years and varies by type of loan. Other eligibility qualifications may apply for these programs.
Required documents
Will be requested as needed.
Hours
Same as site hours.
(888) 303-7818
Voice·
voice | Loan Discharge and Forgiveness Customer Support
(800) 433-3243
Voice·
voice | Information Center 1-800-4-FED-AID
Websitehttp://www.studentaid.gov
Languages
Spanish.
Application process
Call the office or visit the website for more information.
Fees
No fee to apply. No application needed for income-driven payment forgiveness.
Service area
United States
Provides federal student loan forgiveness under special circumstances, such as working in a government or non-profit job, working as a teacher, or making income-driven payments for 20-25 years.
Last assured
04/30/2025
What's Here
Providing organization
Federal Student Aid - United States Department Of Education
Federal Student Aid's core mission is to ensure that all eligible individuals benefit from federal financial assistance—grants, loans, and work-study programs—for education beyond high school. The agency's Information Center answers student aid questions and provides free guidance including information about federal student aid programs, help completing the FAFSA, information about the process of determining financial need and awarding aid, and general information about federal student loans.