OHIO HEROES PROGRAM | OHIO HOUSING FINANCE AGENCY
The Ohio Housing Finance Agency’s (OHFA) Ohio Heroes rewards Ohio residents who serve the public with a discounted mortgage interest rate. You can choose to include down payment assistance in your Ohio Heroes loan. Down payment assistance is forgiven after seven years. If you sell or refinance your home within seven years, you must repay all of the assistance provided. Qualified buyers are required to complete free homebuyer education. Information on OHFA’s streamlined education program is available on our website or, you may complete a course offered by any U.S. Department of Housing and Urban Development (HUD) approved counseling agency in Ohio.
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Physical Address
2600 Corporate Exchange Drive, Columbus, OH 43231
Hours
Mon-Fri 8am-5pm.
Fax
(614) 644-5393
Voice
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Website
Application process
OHFA works with lenders, credit unions and mortgage companies across the state. Visit our website to find an OHFA-approved lender in your area, along with tips to help you with the application process. Or call us toll-free at 888-362-6432.
Eligibility
You may qualify for an OHFA Ohio Heroes loan if: - you have not owned or had an ownership interest in your primary residence in the last three years - your credit score is 640 or higher - you meet income and purchase price limits* And, you are a: - U.S. veteran, active duty military or member of the reserve components - police or correctional officer - firefighter, emergency medical technician or paramedic - licensed or certified direct patient caregiver - K-12 teacher or administrator - college professor teaching 12+ hours per semester or quarter.
Languages
English, Spanish
Agency info
OHIO HOUSING FINANCE AGENCY
Offers affordable housing opportunities for Ohioans from rental assistance to homeownership. Provides access to financial resources for the development and management of quality, affordable housing. The OHFA's programs serve first-time home buyers, renters, senior citizens and other populations with special needs who otherwise might not be able to afford quality housing.