Provides a home loan guaranty benefit and other housing-related programs to help veterans buy, build, repair, retain, or adapt a home for their own personal occupancy. Veterans Affairs (VA) Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide more favorable terms to veterans. In most cases, the mortgage is low interest and no down payment or mortgage insurance payments required. Will provide mortgage counseling to participating veterans who are having difficulties with paying their mortgage or who may already be in default. Mortgage counselors will provide information concerning the foreclosure process and what the veteran's rights and responsibilities are in that situation. Will attempt to seek solutions with the lender to help the veteran keep the home and will take complaints from veterans against their mortgage provider.

Offers a mortgage rate discount to full-time employees in the following professions: Active Military, Emergency Medical Technicians, Firefighters, Healthcare Workers, Military Veterans, Paramedics, Police Officers, and Teachers and School Administrators (Pre-K through 12th).

Provides information regarding veterans benefits.

Provides loans to purchase homes (in eligible rural areas)

Provides veterans with assistance in applying for various social services. For Hamilton and Middletown offices

Provides land-use and infrastructure planning, grant writing, economic development, fair housing local government contact (except for Warren and Niles), affordable housing, zoning and subdivision reviews, floodplain administration, mapping, and information services. Most funding programs and services provided are available to persons living outside of most cities and villages. Please call to request information for each program as it varies.

Provides land-use and infrastructure planning, grant writing, economic development, fair housing local government contact (except for Warren and Niles), affordable housing, zoning and subdivision reviews, floodplain administration, mapping, and information services. Most funding programs and services provided are available to persons living outside of most cities and villages. Please call to request information for each program as it varies.

Provides below market rate mortgages for home purchases. Mortgage does not require down payment or closing costs. Participants receive home ownership counseling. They are a HUD Certified Housing Counseling Site.

Oversees the Federal Housing Administration (FHA) loan programs. FHA insures mortgages to assist low-middle income individuals in securing a mortgage. Provides information on buying a home.

Provides land-use and infrastructure planning, grant writing, economic development, fair housing local government contact (except for Warren and Niles), affordable housing, zoning and subdivision reviews, floodplain administration, mapping, and information services. Most funding programs and services provided are available to persons living outside of most cities and villages. Please call to request information for each program as it varies.

Provides financial and other forms of assistance to veterans, their dependents and survivors. Major benefits include veterans’ compensation, veterans’ pension, survivors’ benefits, rehabilitation, employment assistance, education assistance, home loan guaranties, health insurance, burial benefits and life insurance coverage.

Offers down payment and closing cost assistance to first-time home buyers who are purchasing within the City of Lima. Prospective homeowners can earn up to $10,000 towards down payment closing costs. Client will participate in mandatory home ownership classes. Homeowners who remain in their homes for 5 years can have their $10,000 loan totally forgiven.

Provides home purchase and home mortgage finance loans.

Also known as the Section 502 Direct Loan Program, this program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability. Payment assistance is a type of subsidy that reduces the mortgage payment for a short time. The amount of assistance is determined by the adjusted family income.

Provides assistance finding affordable housing; also provides case management and supportive services.

Provides veterans with assistance in applying for various social services. For Hamilton and Middletown offices

Provides deferred, no-interest loan assistance to qualified first-time home buyers. This is a second mortgage up to $10,000 for condo or single family home and up to $14,000 for two-family home. No monthly payment (repayment is due when property is sold, transferred, or ceases to be owner occupied). Participants must receive pre-purchase counseling to become more informed homeowners.

Provides below market rate mortgages for home purchases. Mortgage does not require down payment or closing costs. Participants receive home ownership counseling. They are a HUD Certified Housing Counseling Site.

Offers affordable housing opportunities for Ohioans by providing mortgage programs and down payment assistance for first-time homebuyers. Programs: * OHFA Homebuyer Program * Down Payment Assistance * Grants for Grads * Ohio Heroes * Mortgage Tax Credit * Next Home

Offers an array of services including foreclosure prevention, credit and budget counseling, financial education, and homebuyer education (including down payment assistance).

Provides financial and other forms of assistance to veterans, their dependents and survivors. Major benefits include veterans’ compensation, veterans’ pension, survivors’ benefits, rehabilitation, employment assistance, education assistance, home loan guaranties, health insurance, burial benefits and life insurance coverage.

Provides important information regarding the various programs implemented under TARP, including those designed to help struggling homeowners avoid foreclosure.

Under the Direct Loan program, individuals or families receive direct financial assistance directly from the Housing and Community Facilities Programs in the form of a home loan at an affordable interest rate.

Provides 30-year, fixed-rate mortgages to those who are not first-time homebuyers. Available loans include conventional, Federal Housing Administration (FHA), VA, and USDA-Rural Development government loans.