Provides financial literacy and counseling services, bankruptcy assistance, personal financial counseling credit counseling, debt consolidation services and lending awareness programs

Provides classes and individual counseling on budgeting, credit, mortgage loans, predatory lending, and home purchase preparation, including separate review of documents.

Provides mortgage foreclosure counseling and assists consumers in avoiding predatory loans. Counseling provided by member real estate professionals. Offers information and recommendations so that clients can make appropriate decisions to settle delinquent mortgage payments or to get out of default. In some cases, agency may contact and negotiate with lender on behalf of client in order to resolve the situation. Offers counseling on pre-purchase home counseling, classes to get pre-certified for FHA home purchasing and other housing counseling certificates, budget and credit counseling.

Provides pre-purchase counseling, including guidance through the steps of cleaning up credit, purchasing a home, obtaining a mortgage, and advising how to avoid lending that preys on borrowers. Offers assistance if foreclosure on a home is threatened. Offers HUD-approved home buyer education on topics such as preparing for home ownership and obtaining an affordable mortgage.

Provides information and, occasionally, classes on how to recognize and avoid predatory lending, a form of financing where unscrupulous institutions attempt to pressure individuals (often low-income or elderly) into signing loan agreements they cannot afford, thereby putting them at risk of losing their homes.

Provides a one-on-one program that can assist eligible individuals who are interested in purchasing a new home, opening a savings account, nontraditional banking services, improving credit scores, and financial education. Programs include instruction on using computers, setting up computer devices, resume development and review and online employment application assistance.

Provides free one-on-one financial and housing counseling focused on topics including budgeting, credit repair, debt management, home buying, student loan management, saving your home from foreclosure and more. Also provides in-person and online group classes for a fee.

Provides pre-home purchase workshops and counseling for those considering a home purchase. Program is geared toward those who are just beginning the home buying process. Provides information with such things as: budgeting, credit, the home buying process, mortgages, taxes, maintenance, etc. Will review documents in order to assist the home buyer in understanding them. Will also review loan documents to check for any potential predatory lending issues.