Provides free and confidential budgeting and money management counseling; an alternative to bankruptcy; financial counseling; credit counseling; debt management services including negotiating payment arrangements with creditors; does not pay bills; does not make loans; credit report review sessions available for a fee.

Provides assistance in obtaining a credit report and explaining the report to the client. Also explains who has access to the report and how to correct any errors found in it.

Provides free, one-on-one financial counseling delivered by professionally trained coaches to individuals and families helping them to acquire the skills to budget and save, develop healthy banking relationships, and raise their credit scores. Promotes low fee checking accounts through the Bank On Rubber City program. Also provides assistance with defaulted student loans. Service is in-person or by phone.

Provides assistance for people who have cases involving consumer law such as contract disputes, creditor/debt problems, bankruptcies, unfair sales practices, and utility problems.

Offers classes on a variety of topics including budgeting, saving, improving credit, workforce literacy (prejob guidance, life skills, etc.) computer training and preparing for home ownership. One on one counseling in these areas is also available upon request.

Provides free and confidential budgeting and money management counseling; an alternative to bankruptcy; financial counseling; credit counseling; debt management services including negotiating payment arrangements with creditors; does not pay bills; does not make loans; credit report review sessions available for a fee.

Evaluates cases related to consumer issues such: - Credit card collection lawsuits, or court debt from criminal case(s); - Student loans, payday loans, and auto title loans; - Home repair contracts or other contracts; - Recent repossessions, threat of repossession, and lawsuits following car repossession; - Medical or nursing home collection.

Offers an array of services including foreclosure prevention, credit and budget counseling, financial education, and homebuyer education (including down payment assistance).

Provides self-help assistance, methods and tools to people who want to improve their understanding of the consumer credit lending and collections systems, repair poor credit ratings, and improve credit ratings.

Offers money management education in group settings. Classes include: basic money management, credit, savings, planning for the future. Locations vary. Call for more information.

Provides comprehensive services for current and potential homeowners, including first-time homebuyer programs, financial wellness counseling, down payment assistance, foreclosure prevention counseling.

Provides free, one-on-one financial counseling delivered by professionally trained coaches to individuals and families helping them to acquire the skills to budget and save, develop healthy banking relationships, and raise their credit scores. Promotes low fee checking accounts through the Bank On Rubber City program. Also provides assistance with defaulted student loans. Service is in-person or by phone.

*Homebuyer Education Classes: Monthly, 6-hour course offered via Zoom or onsite; first-time buyers learn the ins and outs of purchasing a home. Also available as web-based course @ www.ehomeamerica.org/nhp. *Packaging for USDA direct program: Local resource for income-eligible applicants wishing to purchase in approved rural areas. Low interest rate without mortgage insurance; monthly subsidy assistance to assist with house payment.

Provides one-on-one financial coaching and counseling, group-based and individual financial education services, group-based and individual job readiness training, soft-skills development, financial education and referrals, and access to public benefits applications.

Provides one-on-one financial coaching and counseling, group-based and individual financial education services, group-based and individual job readiness training, soft-skills development, free tax preparation services, financial education and referrals, and access to public benefits applications and work supports through one-on-one Ohio Benefits Bank counseling.

Provides free, one-on-one financial counseling delivered by professionally trained coaches to individuals and families helping them to acquire the skills to budget and save, develop healthy banking relationships, and raise their credit scores. Also provides assistance with defaulted student loans. - Provided by United Way of Summit & Medina.

Provides one-on-one financial coaching and counseling, group-based and individual financial education services, group-based and individual job readiness training, soft-skills development, free tax preparation services, financial education and referrals, and access to public benefits applications and work supports through one-on-one Ohio Benefits Bank counseling.

Provides one-on-one counseling to learn about money management, budgeting, procedures for correcting personal credit, and other skills to assist in becoming effective consumers.

Provides a wide range of financial assistance, include budgeting, saving, investing, credit report information, identity theft prevention, getting off ChexSystems, checking accounts, bankruptcy advice and counseling.

Provides a one-on-one program that can assist eligible individuals who are interested in purchasing a new home, opening a savings account, nontraditional banking services, improving credit scores, and financial education. Programs include instruction on using computers, setting up computer devices, resume development and review and online employment application assistance.

Provides information and guidance for individuals who are having difficulty meeting their financial obligations and, as a result, are faced with a loss of their credit rating, foreclosure and loss of their home or property, IRS tax audit, or bankruptcy. Offers a Debt Relief Hotline to discuss credit card debt, a Mortgage Relief Hotline to discuss issues about home mortgages, a Tax Relief Hotline to discuss federal income tax audits, and a Bankruptcy Advice Hotline to discuss legal issues regarding bankruptcy.

Provides education on credit, cell phones, contractual agreements, identity theft and basic finances such as budgeting and saving.

Provides a pre-home buyers' course on budgeting, basic banking, credit and debt management, tax tips, the home buying process, asset creation, predatory lending, and financial goal setting. Clients receive a certificate upon completion of the course and are then entitled to one-on-one counseling and advice on specific financial matters.

Provides free financial education services including credit counseling and housing counseling. Also provides debt management programs - negotiates lower interest rates and waived late fees with current creditors so clients can get out of debt in five (5) years or less. Debts can include credit cards, collections, medical debts, payday loans, old utility accounts, and past cell phone accounts. All services offered by phone, online, or via email.

Provides credit and budget counseling to people who may be interested in purchasing a home. Services includes: reviewing credit report, identifying barriers to being mortgage ready, and helping develop a plan for repairing credit problems.