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Provides one-on-one financial coaching and counseling, group-based and individual financial education services, group-based and individual job readiness training, soft-skills development, free tax preparation services, financial education and referrals, and access to public benefits applications and work supports through one-on-one Ohio Benefits Bank counseling.

Categories

Credit Counseling
Benefits Screening
Personal Financial Counseling
Job Finding Assistance
Financial Literacy Training
Provides classes and individual counseling on budgeting, credit, mortgage loans, predatory lending, and home purchase preparation, including separate review of documents.

Categories

Credit Counseling
Personal Financial Counseling
Homebuyer/Home Purchase Counseling
Loan Counseling
Predatory Lending Assistance
Predatory Lending Awareness Programs
Provides assistance for people who want to improve their understanding of the consumer credit lending and collections systems, and maximize their skill in utilizing the credit that is available to them. The Manage Credit Series helps people to understand the value of credit, credit terms and conditions, lenders' expectations, and credit reports.
Provides free, one-on-one financial counseling delivered by professionally trained coaches to individuals and families helping them to acquire the skills to budget and save, develop healthy banking relationships, and raise their credit scores. Promotes low fee checking accounts through the Bank On Rubber City program. Also provides assistance with defaulted student loans. Service is in-person or by phone.

Categories

Personal Financial Counseling
Banking Services Information and Support
Credit Counseling
Provides free financial education services including credit counseling, student loan counseling, and housing counseling. Also provides debt management programs - negotiates lower interest rates and waived late fees with current creditors so clients can get out of debt in five (5) years or less. Debts can include credit cards, collections, medical debts, payday loans, old utility accounts, and past cell phone accounts. All services offered by phone, online, or via email.
Financial education and counseling course designed to empower participants with financial education, raise their credit score, and increase their purchasing power. This financial literacy course provides information on budgeting, understanding the power of credit, eliminating debt, and implementing systematic savings.
Provides assistance for people who have cases involving consumer law such as contract disputes, creditor/debt problems, bankruptcies, unfair sales practices, and utility problems.
Provides information and guidance related to money management and credit issues. Offers an assessment of a household's current financial status as well as solutions to achieve financial goals. Topics include budgeting, money management, credit maintenance, and goal setting.

Categories

Credit Counseling
Financial Literacy Training
Personal Financial Counseling
Connects individuals and families to nonprofit member agencies offering telephone, online, and in-person counseling about managing household finances, escaping debt, affordable home ownership, filing bankruptcy, managing student loan debt, and improving credit. People can search the website by zip code for nearest agencies. Member agencies can assist with developing personalized budget plans and Debt Management Plans (DMPs).

Categories

Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling
Financial Literacy Training
Credit Counseling
Bankruptcy Assistance
Reverse Mortgage Programs
Personal Financial Counseling
Provides one-on-one financial coaching and counseling, group-based and individual financial education services, group-based and individual job readiness training, soft-skills development, free tax preparation services, financial education and referrals, and access to public benefits applications and work supports through one-on-one Ohio Benefits Bank counseling.

Categories

Credit Counseling
Benefits Screening
Personal Financial Counseling
Job Finding Assistance
Financial Literacy Training
Offers an array of services including foreclosure prevention, credit and budget counseling, financial education, and homebuyer education (including down payment assistance).

Categories

Credit Counseling
Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling
Foreclosure Prevention Loan Modification/Refinancing Programs
Provides debt consolidation and financial counseling services, budgeting, personal finance counseling, debt consolidation and related services.

Categories

Debt Consolidation Services
Personal Financial Counseling
Credit Counseling
Provides education on credit, cell phones, contractual agreements, identity theft and basic finances such as budgeting and saving.
Provides free, one-on-one financial counseling delivered by professionally trained coaches to individuals and families helping them to acquire the skills to budget and save, develop healthy banking relationships, and raise their credit scores. Promotes low fee checking accounts through the Bank On Rubber City program. Also provides assistance with defaulted student loans. Service is in-person or by phone.

Categories

Personal Financial Counseling
Banking Services Information and Support
Credit Counseling
Offers classes on a variety of topics including budgeting, saving, improving credit, workforce literacy (prejob guidance, life skills, etc.) computer training and preparing for home ownership. One on one counseling in these areas is also available upon request.

Categories

Personal Financial Counseling
Homebuyer/Home Purchase Counseling
Credit Counseling
Loan Counseling
Life Skills Education
Provides assistance in obtaining a credit report and explaining the report to the client. Also explains who has access to the report and how to correct any errors found in it.
Provides self-help assistance, methods and tools to people who want to improve their understanding of the consumer credit lending and collections systems, repair poor credit ratings, and improve credit ratings.
Evaluates cases related to consumer issues such: - Credit card collection lawsuits, or court debt from criminal case(s); - Student loans, payday loans, and auto title loans; - Home repair contracts or other contracts; - Recent repossessions, threat of repossession, and lawsuits following car repossession; - Medical or nursing home collection.
Provides one-on-one sessions and classes for financial counseling, budget preparation and planning, and seminars on money management.

Categories

Credit Counseling
Personal Financial Counseling
Provides credit and budget counseling to people who may be interested in purchasing a home. Services includes: reviewing credit report, identifying barriers to being mortgage ready, and helping develop a plan for repairing credit problems.

Categories

Credit Counseling
Personal Financial Counseling
*Homebuyer Education Classes: Monthly, 6-hour course offered via Zoom or onsite; first-time buyers learn the ins and outs of purchasing a home. Also available as web-based course @ www.ehomeamerica.org/nhp. *Packaging for USDA direct program: Local resource for income-eligible applicants wishing to purchase in approved rural areas. Low interest rate without mortgage insurance; monthly subsidy assistance to assist with house payment.

Categories

Credit Counseling
Homebuyer/Home Purchase Counseling
Provides money management workshops, fnancial/credit counseling and a debt management program to assist people who are having difficulty paying bills. CCCS is also provides housing counseling and is a resource for information about predatory lending .
Provides one-on-one counseling to learn about money management, budgeting, procedures for correcting personal credit, and other skills to assist in becoming effective consumers.

Categories

Credit Counseling
Personal Financial Counseling
Provides education on credit, contractual agreements, identity theft, and basic finances such as budgeting and saving.
Provides personal credit report and review as well as credit education and goal setting.