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Provides assistance for people who have cases involving consumer law such as contract disputes, creditor/debt problems, bankruptcies, unfair sales practices, and utility problems.
Offers money management education in group settings. Classes include: basic money management, credit, savings, planning for the future. Locations vary. Call for more information.

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Investment Counseling
Money Management
Credit Counseling
Consumer Education
Provides a one-on-one program that can assist eligible individuals who are interested in purchasing a new home, opening a savings account, nontraditional banking services, improving credit scores, and financial education. Programs include instruction on using computers, setting up computer devices, resume development and review and online employment application assistance.

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Computer Literacy Training Programs
Predatory Lending Awareness Programs
Financial Literacy Training
Credit Counseling
Provides free, one-on-one financial counseling delivered by professionally trained coaches to individuals and families helping them to acquire the skills to budget and save, develop healthy banking relationships, and raise their credit scores. Promotes low fee checking accounts through the Bank On Rubber City program. Also provides assistance with defaulted student loans. Service is in-person or by phone.

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Banking Services Information and Support
Credit Counseling
Personal Financial Counseling
Provides free classes for those being sued in local municipal courts for credit card debt. Class topics include: - Explanation of court papers. - Common defenses. - Basic court procedures. - Forms to use to represent yourself.
Provides free, one-on-one financial counseling delivered by professionally trained coaches to individuals and families helping them to acquire the skills to budget and save, develop healthy banking relationships, and raise their credit scores. Promotes low fee checking accounts through the Bank On Rubber City program. Also provides assistance with defaulted student loans. Service is in-person or by phone.

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Banking Services Information and Support
Credit Counseling
Personal Financial Counseling
Provides assistance in obtaining a credit report and explaining the report to the client. Also explains who has access to the report and how to correct any errors found in it.
Provides a pre-home buyers' course on budgeting, basic banking, credit and debt management, tax tips, the home buying process, asset creation, predatory lending, and financial goal setting. Clients receive a certificate upon completion of the course and are then entitled to one-on-one counseling and advice on specific financial matters.

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Credit Counseling
Homebuyer/Home Purchase Counseling
Financial Literacy Training
Offers classes on a variety of topics including budgeting, saving, improving credit, workforce literacy (prejob guidance, life skills, etc.) computer training and preparing for home ownership. One on one counseling in these areas is also available upon request.

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Life Skills Education
Homebuyer/Home Purchase Counseling
Credit Counseling
Loan Counseling
Personal Financial Counseling
*Homebuyer Education Classes: Monthly, 6-hour course offered via Zoom or onsite; first-time buyers learn the ins and outs of purchasing a home. Also available as web-based course @ www.ehomeamerica.org/nhp. *Packaging for USDA direct program: Local resource for income-eligible applicants wishing to purchase in approved rural areas. Low interest rate without mortgage insurance; monthly subsidy assistance to assist with house payment.

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Credit Counseling
Homebuyer/Home Purchase Counseling
Provides one-on-one financial coaching and counseling, group-based and individual financial education services, group-based and individual job readiness training, soft-skills development, free tax preparation services, financial education and referrals, and access to public benefits applications and work supports through one-on-one Ohio Benefits Bank counseling.

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Credit Counseling
Personal Financial Counseling
Benefits Screening
Financial Literacy Training
Job Finding Assistance
Provides financial education to agencies, organizations, individuals, and families. Offers programs in basic budgeting; credit and debt management; consumer issues; homebuyer education and counseling; and general money management.

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Credit Counseling
Consumer Education
Personal Financial Counseling
Provides self-help assistance, methods and tools to people who want to improve their understanding of the consumer credit lending and collections systems, repair poor credit ratings, and improve credit ratings.
Provides one-on-one counseling to learn about money management, budgeting, procedures for correcting personal credit, and other skills to assist in becoming effective consumers.

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Credit Counseling
Personal Financial Counseling
Provides free financial education services including credit counseling, student loan counseling, and housing counseling. Also provides debt management programs - negotiates lower interest rates and waived late fees with current creditors so clients can get out of debt in five (5) years or less. Debts can include credit cards, collections, medical debts, payday loans, old utility accounts, and past cell phone accounts. All services offered by phone, online, or via email.
Connects individuals and families to nonprofit member agencies offering telephone, online, and in-person counseling about managing household finances, escaping debt, affordable home ownership, filing bankruptcy, managing student loan debt, and improving credit. People can search the website by zip code for nearest agencies. Member agencies can assist with developing personalized budget plans and Debt Management Plans (DMPs).

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Bankruptcy Assistance
Reverse Mortgage Programs
Personal Financial Counseling
Mortgage Delinquency and Default Counseling
Financial Literacy Training
Credit Counseling
Homebuyer/Home Purchase Counseling
Offers an array of services including foreclosure prevention, credit and budget counseling, financial education, and homebuyer education (including down payment assistance).

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Foreclosure Prevention Loan Modification/Refinancing Programs
Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling
Credit Counseling
Provides credit counseling to address money and debt management. Debt Management Program for debt repayment.
Provides a wide range of financial assistance, include budgeting, saving, investing, credit report information, identity theft prevention, getting off ChexSystems, checking accounts, bankruptcy advice and counseling.

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Debt Consolidation Services
Personal Financial Counseling
Credit Counseling
Identity Theft Prevention
Bankruptcy Assistance
Provides information and guidance related to money management and credit issues. Offers an assessment of a household's current financial status as well as solutions to achieve financial goals. Topics include budgeting, money management, credit maintenance, and goal setting.

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Credit Counseling
Personal Financial Counseling
Financial Literacy Training
Provides free, one-on-one financial counseling delivered by professionally trained coaches to individuals and families helping them to acquire the skills to budget and save, develop healthy banking relationships, and raise their credit scores. Promotes low fee checking accounts through the Bank On Rubber City program. Also provides assistance with defaulted student loans. Service is in-person or by phone.

Categories

Banking Services Information and Support
Credit Counseling
Personal Financial Counseling
Provides free, one-on-one financial counseling delivered by professionally trained coaches to individuals and families helping them to acquire the skills to budget and save, develop healthy banking relationships, and raise their credit scores. Promotes low fee checking accounts through the Bank On Rubber City program. Also provides assistance with defaulted student loans. Service is in-person or by phone.

Categories

Banking Services Information and Support
Credit Counseling
Personal Financial Counseling
Provides comprehensive services for current and potential homeowners, including first-time homebuyer programs, financial wellness counseling, down payment assistance, foreclosure prevention counseling.

Categories

Credit Counseling
Homebuyer/Home Purchase Counseling
Mortgage Payment Assistance
Mortgage Delinquency and Default Counseling
Offers a workshop designed to provide participants with a comprehensive understanding of credit and the steps to acquiring and maintaining good credit. During the workshop, participants will learn how to utilize a computer to access their credit report as well as learn to utilize the internet to request a secured copy of their credit report, interpret a report, and recognize crucial report details.
Provides assistance for people who have cases involving consumer law such as contract disputes, creditor/debt problems, bankruptcies, unfair sales practices, and utility problems.