Provides up to a $30,000 forgivable loan to use for down payment and/or closing costs associated with the purchase of an owner-occupied residential property in Greater University Circle.

Offers first-time homebuyer's down payment and closing cost assistance and a favorable mortgage interest rate through Ohio Housing Finance Agency's (OHFA) Down Payment Assistance Program. Gives eligible borrowers use of the grant to reduce the out-of-pocket expenses associated with buying a home.

Provides financial and other forms of assistance to veterans, their dependents and survivors. Major benefits include veterans’ compensation, veterans’ pension, survivors’ benefits, rehabilitation, employment assistance, education assistance, home loan guaranties, health insurance, burial benefits and life insurance coverage.

If paying for a down payment and closing costs have kept you from getting into a home of your own, Your Choice! Down Payment Assistance allows homebuyers to choose either 2.5% or 5% of the home’s purchase price. Assistance can be applied toward your down payment, closing costs or other pre-closing expenses. Down payment assistance is forgiven after seven years. If you sell or refinance your home within seven years, you must repay all of the assistance provided. If you qualify for one of OHFA's home loan products, you can choose to take advantage of the Down Payment Assistance: - OHFA will issue assistance in an amount of 2.5% of your home's purchase price. - You can use the assistance to pay for the down payment, closing costs, or other prepaid expenses incurred prior to closing. Keep in mind that while the assistance will greatly reduce your expenses, you may still be required to pay for some costs out of pocket. - If you take advantage of the assistance, your mortgage interest rate will be up to .5% higher than OHFA's current mortgage rates. - The down payment assistance will be issued as a second mortgage with a 0% interest rate and no payment due. The loan is forgivable after five years. However, if you sell or refinance prior to the five-year mark, you are responsible for paying the assistance back to OHFA.

Provides funds for first time homebuyers to purchase a home. These loans are available to income qualified homebuyers for eligible costs including title search, legal fees, and closing costs.

Provides first-time homebuyers whose income falls below the threshold are eligible for up to $7,500 to use toward the purchase of a home, and up to $9,500 in target neighborhood.

Provides land-use and infrastructure planning, grant writing, economic development, fair housing local government contact (except for Warren and Niles), affordable housing, zoning and subdivision reviews, floodplain administration, mapping, and information services. Most funding programs and services provided are available to persons living outside of most cities and villages. Please call to request information for each program as it varies.

Offers purchasing assistance to first-time homebuyers. Assistance may include obtaining a 30-year fixed mortgage loan and grants for down payment assistance.

Offers recent college graduates, including those earning postgraduate degrees, a down payment and closing cost assistance and a favorable mortgage interest rate through Ohio Housing Finance Agency's (OHFA) Grants for Grads Program. Gives eligible borrowers the ability to use the grant to reduce out-of-pocket expenses associated with buying a home. OHFA partners with a variety of lenders including banks, mortgage companies and credit unions throughout the state.

Accepts applications for zero-interest, deferred, forgivable loans up to $14,000 to assist with down payment and closing costs for an owner-occupied home within the City of Cincinnati.

Offers down payment assistance loans of up to $10,000 toward the purchase of a single family home, attached single family home or a condominium housing unit. Loan amount will be based on 17% of purchase price, with a maximum down payment assistance of $10,000. This loan is deferred, interest free and will be 50% forgiven after a period of five years of owner occupancy. The remaining balance is due upon re-sale or transfer of the property.

Provides a home down payment assistance to first time homebuyers who reside in Montgomery County in the form of a no interest, deferred loan, repaid when the homeowner no longer resides in the property. Call for more information and eligibility.

Provides down payment assistance in the amount of 10% of the purchase price, with a maximum purchase price of $149,000.00. Loan may not cover all closing costs. Homebuyer will be responsible for a minimum 3% contribution towards the purchase. The assistance is provided in the form of a deferred second loan on the home, and the full amount of assistance will be repaid upon sale, transfer or refinance of the home.

Homeport offers several down payment assistance programs to assist first time home buyers with down payment and closing costs. Visit website www.homeportlearning.org for individual program qualifications.

Administers Community Development Block Grant (CDBG) dollars for: Mobile Home Repair, Elderly Home Repair, Home Repair, Rental Rehabilitation, and Homeownership Assistance. Partners with Wood County County Housing Impact and Preservation Program (CHIP) Programs for Owner-occupied Rehabilitation in the city in partnership with Wood County CHIP

Oversee an array of federal and local grant dollars in an effort to improve living conditions for low-to-moderate income residents in the city of Warren. Funds are used to support a range of community development needs, including infrastructure improvement, housing services, economic development assistance, and supportive services.

Assists low and moderate income households finance the acquisition of a first home in the City of Columbus, Columbus City Schools. ADDI is a five year deferred forgivable loan. The buyer must reside in the property for five years after the closing date or the funds must be repaid to the City. The property is unable to be sold, rented, or transferred during these five years and must remain as the sole residence of the buyer. After the five years, the mortgage and restrictive covenant are released on the property and the loan is forgiven.

Provides up to $20,000 in down payment assistance to qualifying households wishing to purchase a home available under the Newport Homeownership Development Housing Project. Assistance is provided as a forgiveable loan.

Provides home repair, housing rehabilitation, down payment assistance and home-buying assistance

Accepts applications for zero-interest, deferred, forgivable loans up to $10,000 to assist with down payment and closing costs for an owner-occupied home in the cities of Bellevue, Covington, Dayton, Erlanger, Florence, Independence, Ludlow, or Newport.

Provides land-use and infrastructure planning, grant writing, economic development, fair housing local government contact (except for Warren and Niles), affordable housing, zoning and subdivision reviews, floodplain administration, mapping, and information services. Most funding programs and services provided are available to persons living outside of most cities and villages. Please call to request information for each program as it varies.

Provides financial and other forms of assistance to veterans, their dependents and survivors. Major benefits include veterans’ compensation, veterans’ pension, survivors’ benefits, rehabilitation, employment assistance, education assistance, home loan guaranties, health insurance, burial benefits and life insurance coverage.

Works with lenders, credit unions, and mortgage companies throughout Oho to offer loans to qualified borrowers

Provides land-use and infrastructure planning, grant writing, economic development, fair housing local government contact (except for Warren and Niles), affordable housing, zoning and subdivision reviews, floodplain administration, mapping, and information services. Most funding programs and services provided are available to persons living outside of most cities and villages. Please call to request information for each program as it varies.