Offers HUD-approved home buyer education workshops to educate individuals on the home buying process. The 8 hour workshops meet the qualifications to apply for various down payment assistance programs including City of Columbus ADDI, Franklin County, and Ohio Housing Finance Agency. ***NEW online course available: www.eHomeAmerica.org/hothcdc

Provides HUD-certified Homebuyer Education workshops via Zoom to improve financial literacy to the residents of Lorain County. Offers homebuyers two courses (four hours per class) focused on Financial Literacy (budgeting and saving) and the home ownership process to prepare participants on the homebuying process. Must attend both classes.

Provides guidance through the steps of cleaning up credit, purchasing a home and obtaining a mortgage. Offers seminars on topics such as buying a home and home equity loans.

Provides information on issues affecting individual finances, including preventing mortgage foreclosure, consumer issues, budgeting, wealth building, and notary services for the community.

Offers a free HUD-approved home buyer education and pre-purchase counseling program. Participants must complete the eight hour education component and a 1-2 hour individual counseling session. Participants will receive a certificate upon completion.

Provides assistance on all needs related to housing, including rehab loans, weatherization, energy audits, home repair, code issues, and foreclosure prevention.

Self-paced, online homebuyer education program. 4 hour class prepares buyers to ask questions, make decisions and advocate for themselves. After the course clients will receive a certificate. A private counseling session is available upon request.

HUD approved housing counseling. Assist with identifying and resolving the barriers to home ownership in one-on-one counseling sessions. Housing counseling services address the following topics: Pre-purchase and Homebuyer Education and Non-Delinquency Post-Purchase Counseling.

Connects individuals and families to nonprofit member agencies offering telephone, online, and in-person counseling about managing household finances, escaping debt, affordable home ownership, filing bankruptcy, managing student loan debt, and improving credit. People can search the website by zip code for nearest agencies. Member agencies can assist with developing personalized budget plans and Debt Management Plans (DMPs).

Provides comprehensive services for current and potential homeowners, including first-time homebuyer programs, financial wellness counseling, down payment assistance, foreclosure prevention counseling.

The Ohio Housing Finance Agency (OHFA) offers several affordable loan options to help you achieve your dream of homeownership. OHFA offers 30-year fixed rate FHA, VA, USDA-RD and conventional mortgage loans designed especially for homebuyers with low- and moderate-incomes, with generous income and purchase price limits.

Provides counseling for those who are interested in buying and maintaining a home. Will review and explain loan documents. Provides information for those who may have or are in danger of falling behind on current mortgage payments on a home. Provides post-purchase information on home maintenance.

Provides financial education to agencies, organizations, individuals, and families. Offers programs in basic budgeting; credit and debt management; consumer issues and general money management. Call for more information. Neighborhood Lifelines: Foreclosure Prevention presentations are available to existing organizations/churches/neighborhood groups to provide basic information to help them help reach out to others in the community.

Offers a HUD certified home buyer education program that consists of eight hours of classroom education. Classes are held in the evening and on the weekend. One-on-one counseling is available. Topics covered include: Budgeting and credit, loan products, home inspection and the closing process.

Provides housing counseling and information for first time home buyers especially those with low to moderate income. Offers information about the overall process of buying a home including but not limited to money management, lending, working with real estate agents, appraisals, loan document review, and closing information.

HUD approved housing counseling. Assist with identifying and resolving the barriers to home ownership in one-on-one counseling sessions. Housing counseling services address the following topics: Pre-purchase and Homebuyer Education and Non-Delinquency Post-Purchase Counseling.

Provides housing counselors for immediate and long-term guidance related to housing stress. Does not provide mortgage assistance.

Offers Free Homebuyer Education Class - Part 1 and Part 2. Topics include: - Your Credit and Why It is Important. - Managing Your Money. - Thinking Like a Lender. - Becoming a Homeowner. - Protecting Your Home Investment.

Provides pre-home purchase workshops and counseling for those considering a home purchase. Program is geared toward those who are just beginning the home buying process. Provides information with such things as: budgeting, credit, the home buying process, mortgages, taxes, maintenance, etc. Will review documents in order to assist the home buyer in understanding them. Will also review loan documents to check for any potential predatory lending issues.

Provides pre-purchase education to increase knowledge and build home buying skills. Topics include money management, credit management, shopping for a home and the mortgage loan process. Also offers post-purchase education related to maintaining a home.

Provides first-time homebuyer counseling, education, and guidance.

HUD approved housing counseling. Assist with identifying and resolving the barriers to home ownership in one-on-one counseling sessions. Housing counseling services address the following topics: Pre-purchase and Homebuyer Education and Non-Delinquency Post-Purchase Counseling.

Provides HUD-certified Homebuyer Education workshops to improve financial literacy to the residents of Lorain County. Offers homebuyers two courses (four hours per class) focused on Financial Literacy (budgeting and saving) and the home ownership process to prepare participants on the homebuying process. Must attend both classes.

Provides pre-purchase housing counseling.