Protects consumers against unfair, deceptive, or fraudulent practices in the marketplace; conducts investigations, sues companies and people who violate the law, develops rules to protect consumers, and educates consumers and businesses about their rights and responsibilities; also collects complaints about consumer fraud and identity theft to provide to law enforcement.

Responsible for enforcing certain federal laws related to banking, including the Truth in Lending Act, the Community Reinvestment Act, and the Home Mortgage Disclosure Act. Accepts complaints about state-chartered banks that are members of the Federal Reserve System from bank customers experiencing discriminatory treatment or deceptive actions covered by these laws. If contacted regarding an institution that is not part of the Federal Reserve System, will refer to the proper regulator. Cannot resolve contract disputes or matters that are the subjects of pending lawsuits. Problems with individual banks regarding customer service or specific bank policies are not addressed by federal law or regulation and may not be covered by the laws mentioned above.

Enforces the laws that protect the consumer from deceit or fraud in the marketplace by requiring that the parties to a transaction reveal all facts which are essential to an intelligent assessment of that transaction and to providing informed consent.

Enforces a variety of regulations that apply to: Auctioneers, Bedding and upholstered furniture, Boilers, Cemeteries, Check cashing services, Construction compliance, Credit service organizations, Elevators, Financial institutions, Fireworks, Insurance premium finance companies, Labor laws, Liquor control, Loan officers, Mortgage brokers, Pawnbrokers, Precious metals dealers, Pressure piping, Real estate, Real estate appraisers, Second mortgage businesses, Securities, Security guards, Small loan businesses, Steam engineers, Unclaimed funds, Underground storage tanks, Video service franchising, and Worker safety.

Regulates and provides information on groups that may solicit funds for charitable purposes in the State of Ohio. Keeps records of charitable organizations that are licensed with the State of Ohio and may provide financial statements of these organizations. Handles complaints about charities and provides information about which groups may raise funds for other agencies. Licenses charitable bingo games and offers information about them.

Charitable Law Section regulates and provides information on groups that may solicit funds for charitable purposes. Can inform if a soliciting agency is registered with the State of Ohio, send copies of required financial statements, receive and disclose complaints and advise which groups are registered to raise funds for other agencies.

Regulates and licenses charitable organizations within the State of Ohio. o.

Enforces the laws that protect the consumer from deceit or fraud in the marketplace by requiring that the parties to a transaction reveal all facts which are essential to an intelligent assessment of that transaction and to providing informed consent.