Enforces the laws that protect the consumer from deceit or fraud in the marketplace by requiring that the parties to a transaction reveal all facts which are essential to an intelligent assessment of that transaction and to providing informed consent.

Enforces the laws that protect the consumer from deceit or fraud in the marketplace by requiring that the parties to a transaction reveal all facts which are essential to an intelligent assessment of that transaction and to providing informed consent.

Regulates and licenses charitable organizations within the State of Ohio. o.

Responsible for enforcing certain federal laws related to banking, including the Truth in Lending Act, the Community Reinvestment Act, and the Home Mortgage Disclosure Act. Accepts complaints about state-chartered banks that are members of the Federal Reserve System from bank customers experiencing discriminatory treatment or deceptive actions covered by these laws. If contacted regarding an institution that is not part of the Federal Reserve System, will refer to the proper regulator. Cannot resolve contract disputes or matters that are the subjects of pending lawsuits. Problems with individual banks regarding customer service or specific bank policies are not addressed by federal law or regulation and may not be covered by the laws mentioned above.

Regulates and provides information on groups that may solicit funds for charitable purposes in the State of Ohio. Keeps records of charitable organizations that are licensed with the State of Ohio and may provide financial statements of these organizations. Handles complaints about charities and provides information about which groups may raise funds for other agencies. Licenses charitable bingo games and offers information about them.