Provides credit reports and scores to consumers to enable them critical information that enables them to make financial and purchasing decisions with greater control and confidence.

Provides a centralized service for individuals to request credit reports (also called a credit file disclosure). Under the Fair and Accurate Credit Transactions Act (FACT Act) individuals can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. Upon request, a "fraud alert" can be placed in your file to let potential creditors and others know that you have been a victim of identity theft. Also, upon request may "freeze" credit report and scores, but will have to request to lift the freeze before doing business that requires a credit check.

Provides credit reports and scores to consumers to enable them critical information that enables them to make financial and purchasing decisions with greater control and confidence.

Provides credit reports and scores to consumers to enable them critical information that enables them to make financial and purchasing decisions with greater control and confidence.