Provides mortgage foreclosure counseling to help clients address their current or impending mortgage foreclosure situation. In some cases, agency will advocate of behalf clients with mortgage holders and servicers. May assist and/or provide support for (in limited situations) clients who are involved in the Cuyahoga County Court of Common Pleas Foreclosure Mediation Program. Provides information on budgeting and credit issues, available community resources, and the general options one might have when facing foreclosure. If needed, other services may be offered based on each participant's particular situation. Agency is approved by the US Dept. of Housing and Urban Development (HUD) to provide mortgage foreclosure and prevention counseling.

Provides mortgage foreclosure counseling and assists consumers in avoiding predatory loans. Counseling provided by member real estate professionals. Offers information and recommendations so that clients can make appropriate decisions to settle delinquent mortgage payments or to get out of default. In some cases, agency may contact and negotiate with lender on behalf of client in order to resolve the situation. Offers counseling on pre-purchase home counseling, classes to get pre-certified for FHA home purchasing and other housing counseling certificates, budget and credit counseling.

Provides a home loan guaranty benefit and other housing-related programs to help veterans buy, build, repair, retain, or adapt a home for their own personal occupancy. Veterans Affairs (VA) Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide more favorable terms to veterans. In most cases, the mortgage is low interest and no down payment or mortgage insurance payments required. Will provide mortgage counseling to participating veterans who are having difficulties with paying their mortgage or who may already be in default. Mortgage counselors will provide information concerning the foreclosure process and what the veteran's rights and responsibilities are in that situation. Will attempt to seek solutions with the lender to help the veteran keep the home and will take complaints from veterans against their mortgage provider.

Homeless Outreach and Case Management, Rapid Re-housing, Emergency Assistance/Basic Needs, First Step Pregnancy Support, Limited transportation for Seniors, Social Work Counseling, HUD housing counseling including Foreclosure Prevention and Pre-purchase education, SSI/SSDI/SOAR Specialist, Prison Re-entry Case Management.

Provides legal assistance in the following housing areas: wrongful evictions and landlord/tenant disputes, foreclosures, public housing and Section 8 disputes, housing discrimination, utility shut-offs, and other housing-related issues.

A one-stop-shop designed to educate Ohioans about the most current housing information and resources HUD has to offer. The updated site has a number of helpful resources particularly important for Ohioans at risk for losing their homes.

Provides pre-purchase counseling, including guidance through the steps of cleaning up credit, purchasing a home, obtaining a mortgage, and advising how to avoid lending that preys on borrowers. Offers assistance if foreclosure on a home is threatened. Offers HUD-approved home buyer education on topics such as preparing for home ownership and obtaining an affordable mortgage.

Provides financial assistance for rent payment, utilities, prescription medications, transportation, and disaster services, when funding is available.

Provides counseling, education, and advice on housing issues: *Mortgage Delinquency and Foreclosure Prevention *First Time Home Buyer Counseling and Education *First Time Renter

Provides housing counseling programs, foreclosure prevention counseling, financial counseling, and education classes for first time homebuyer/home purchase by HUD approved housing counselors.

Provides comprehensive services for current and potential homeowners, including first-time homebuyer programs, down payment assistance, foreclosure prevention counseling.

Provides counseling to homeowners having difficulties with their mortgage, including those in foreclosure. Includes preparation of paperwork, assistance with budgeting and review of available options, including negotiating with lenders.

Provides individual and group counseling to those undergoing mortgage difficulties. Will counsel client on how to keep the home if possible. Will attempt to reach settlements and agreements with lenders. Also provides review of loan documents for those who are looking to purchase a home. If needed, will provide credit counseling. Does not provide legal assistance; cannot stop imminent Sheriff's auctions.

Homeless Outreach and Case Management, Rapid Re-housing, Emergency Assistance/Basic Needs, First Step Pregnancy Support, Limited transportation for Seniors, Social Work Counseling, HUD housing counseling including Foreclosure Prevention and Pre-purchase education, SSI/SSDI/SOAR Specialist, Prison Re-entry Case Management.

This toll-free hotline will connect callers to a nonprofit counselor who will provide telephone-based budget counseling assistance, customer triage and negotiation with lenders, when appropriate. If more assistance is needed, callers will be referred to a local nonprofit organization whose employees are certified to provide intensive financial counseling and direct consumers to local services and resources, including possible assistance through the Ohio Home Rescue Fund.

Provides legal services to low-income residents of Montgomery, Greene, Preble, and Darke Counties. Legal Line provides advice in civil matters, consumer fraud and home repair scams; domestic violence, divorce, and child support; eviction, foreclosure, and other housing problems; health care access; predatory lending; Social Security/SSI; unemployment benefits; and welfare, Medicaid, and food stamps.

Homeless Outreach and Case Management, Rapid Re-housing, Emergency Assistance/Basic Needs, First Step Pregnancy Support, Limited transportation for Seniors, Social Work Counseling, HUD housing counseling including Foreclosure Prevention and Pre-purchase education, SSI/SSDI/SOAR Specialist, Prison Re-entry Case Management.

Provides Mortgage Delinquency and Default Resolution Counseling and Pre-purchase Counseling

Provides home mortgage loan counseling services to those who are in danger of losing their home. Works with the lender to negotiate and restructure the loan in order to create better terms for the borrower. In some cases, agency will refinance the loan. Goal is to bring the interest rate down to a level where the borrower can make sustainable payments.

Provides free one-on-one financial and housing counseling focused on topics including budgeting, credit repair, debt management, home buying, student loan management, saving your home from foreclosure and more. Also provides in-person and online group classes for a fee.

Provides financial literacy and counseling services, bankruptcy assistance, personal financial counseling credit counseling, debt consolidation services and lending awareness programs

Provides counseling services for mortgage delinquency or foreclosure problems. Sessions are held one-on-one or in groups. Agency provides housing counselors certified by the U.S. Department of Housing and Urban Development (HUD). Service includes developing a plan for reinstatement by lenders, modifying mortgage loan documents, negotiating agreements with lenders, and helping with finding mortgage relief programs.

Classes are free and designed to educate and inform individuals about the default and foreclosure process and include topics such as Financial Fitness, Homebuyer Education, and Foreclosure Prevention.

Counselors set up an individualized plan of action. Representatives offer education and support to assist in overcoming immediate financial issues.

Provides counseling for those who are interested in buying and maintaining a home. Will review and explain loan documents. Provides information for those who may have or are in danger of falling behind on current mortgage payments on a home. Provides post-purchase information on home maintenance.